FLEX-WP-0035-T05: informed-decision lifecycle v2 declares application.access

- application.access allows only with purpose=readback and the authoring
  human bar; no workload path, no audience or client-scoped claims
- v1 operations unchanged; pin.json moves to v2; live pin stays v1 until T04
- examples/application-readback: readback catalogue with informed-decision's
  key-cape client binding; integration test over the shipped files

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

Assistant: claude-code
Assistant-Model: opus
Assistant-Process: 609675@bnt-lap001
Assistant-Session: 4987a36e-eb38-4b10-803c-15a29cd78212

examples/informed-decision-lifecycle/pin.json

@@ -1,5 +1,5 @@
 {
   "package": "informed-decision.lifecycle",
-  "version": "v1",
-  "package_digest": "sha256:cee6a79f74e81d0d389a2c2e2451a92be3434ea9dfcee4986e8c7e6cfdbb1827"
+  "version": "v2",
+  "package_digest": "sha256:da01e045fc108adec6b489e5d51f7e57366793016c5a64776963780a6aae457c"
 }