BINKY-WP-0005 finished: first Qonto pull and CostRunRate v2

Live custody path tenants/binky/qonto-api (API_KEY/API_USER). First read-only
thirdparty pull (122 txs): desk 297.50 €/mo, Qonto plan 70.80 €/mo, main
balance 2185.94 €. Evidence under finance/; workplan status finished.

OfficeHourQueue.md

@@ -52,19 +52,13 @@ status: prepared
 prepared_material: ["2026-07-18: Qonto announced MCP integration (mailing) —
   connecting the account to our agent infrastructure is planned (AWQ-010
   → BINKY-WP-0005) and is a substantive argument FOR keeping Qonto despite
-  plan cost. While in the dashboard: check API/MCP access prerequisites and
-  plan tier requirements.",
-  "2026-07-19: DEC-2026-004 APPROVED — execute the Red-lane provisioning
-  while in the dashboard: create API key under /settings/integrations, note
-  organization ID, then bao kv put per the founder-provision block in
-  integrations/qonto-mcp.md. Also note plan tier + monthly fee for
-  finance/CostRunRate.md row 4. Unblocks BINKY-WP-0005-T05 (first
-  read-only pull).",
-  "2026-07-21: Lane scaffolding ready — CCR-2026-0008 (draft) + policy HCL
-  in railiance-platform; ops-warden catalog binky-qonto-api (draft) +
-  playbook; copy-paste OH/T05 runbook in integrations/qonto-mcp.md and
-  officehour/2026-08-command-day-runbook.md. Only Red-lane provision +
-  CCR apply remain before first pull."]
+  plan cost.",
+  "2026-07-19: DEC-2026-004 APPROVED — Red-lane API provision path.",
+  "2026-07-21: BINKY-WP-0005 FINISHED — first read-only pull done. Desk
+  HUB31 = 297,50 €/mo; Qonto plan fee = 70,80 €/mo (up from 22,80/35,40);
+  main balance 2 185,94 €. Evidence finance/qonto-first-pull-2026-07-21.json.
+  Remaining OH decision: whether plan cost is justified vs usage (plan
+  *change* is still a separate Red-lane step if desired)."]
 deadline_pressure: none
 ```