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+# Daily Brief — 2026-07-21
+
+## Decide now
+- **DEC-2026-003 — Go for executor cutover** (DecisionQueue.md): still open,
+  now 3 days old, all three gates cleared since 2026-07-18. ~5 min.
+- **OH-2026-003 — Qonto plan cost vs. usage** (OfficeHourQueue.md): first
+  read-only pull is in; numbers are on the table (plan fee 70,80 €/mo, desk
+  HUB31 297,50 €/mo, main balance 2 185,94 €). Remaining question is
+  founder-only: is the plan tier justified, or worth downgrading — a
+  separate Red-lane step if so.
+
+## Progress
+- **BINKY-WP-0005 finished**: first Qonto MCP read-only pull executed
+  end-to-end (`finance/qonto-first-pull-2026-07-21.json`); CostRunRate.md
+  raised to v2 with real desk-rent and Qonto-fee figures, closing the gap
+  flagged in AWQ-004. OH-2026-003 preloaded with the resulting numbers.
+
+## Risks
+- No RiskRegister changes today.
+
+## Best next hour
+Approve DEC-2026-003 — same 5-minute go decision as 2026-07-18, still
+outstanding and now the oldest item in the queue; unlocks retiring the
+workstation cron bridge. OH-2026-003's cost-vs-usage call can wait for the
+next office-hour day since deadline_pressure is none.