Live custody path tenants/binky/qonto-api (API_KEY/API_USER). First read-only
thirdparty pull (122 txs): desk 297.50 €/mo, Qonto plan 70.80 €/mo, main
balance 2185.94 €. Evidence under finance/; workplan status finished.
Prepare first-pull path after DEC-2026-004: copy-paste founder provision,
CCR apply, catalog promote, and CostRunRate update steps. T05 still waits
on Red-lane API key provision.