diff --git a/WORK-RECORDS.md b/WORK-RECORDS.md
index eda5899..bab36ca 100644
--- a/WORK-RECORDS.md
+++ b/WORK-RECORDS.md
@@ -14,6 +14,7 @@
 | workplan | FIN-WP-0003 | proposed | — | workplans/FIN-WP-0003-fabric-authority-boundary.md |
 | workplan | FIN-WP-0004 | active | — | workplans/FIN-WP-0004-resource-cost-evidence-contract.md |
 | workplan | FIN-WP-0005 | active | — | workplans/FIN-WP-0005-datev-accounting-adapter-operations.md |
+| workplan | FIN-WP-0006 | proposed | — | workplans/FIN-WP-0006-internal-transfer-settlement.md |
 | task | FIN-WP-0000-T01 | done | — | workplans/FIN-WP-0000-repo-integration.md |
 | task | FIN-WP-0000-T02 | done | — | workplans/FIN-WP-0000-repo-integration.md |
 | task | FIN-WP-0000-T03 | done | — | workplans/FIN-WP-0000-repo-integration.md |
@@ -46,3 +47,4 @@
 | task | FIN-WP-0005-T02 | wait | — | workplans/FIN-WP-0005-datev-accounting-adapter-operations.md |
 | task | FIN-WP-0005-T03 | wait | — | workplans/FIN-WP-0005-datev-accounting-adapter-operations.md |
 | task | FIN-WP-0005-T04 | wait | — | workplans/FIN-WP-0005-datev-accounting-adapter-operations.md |
+| task | FIN-WP-0006-T01 | todo | — | workplans/FIN-WP-0006-internal-transfer-settlement.md |
diff --git a/workplans/FIN-WP-0006-internal-transfer-settlement.md b/workplans/FIN-WP-0006-internal-transfer-settlement.md
new file mode 100644
index 0000000..4f1889b
--- /dev/null
+++ b/workplans/FIN-WP-0006-internal-transfer-settlement.md
@@ -0,0 +1,57 @@
+---
+id: FIN-WP-0006
+type: workplan
+title: "Consume resource-control internal transfer settlement"
+domain: financials
+repo: fin-hub
+status: proposed
+owner: codex
+topic_slug: financials
+created: "2026-08-14"
+updated: "2026-08-14"
+related:
+  - FIN-WP-0004
+  - RESOURCE-WP-0005
+origin: residual
+origin_ref: RESOURCE-WP-0005
+state_hub_workstream_id: "681c39ef-b902-4ccd-8018-0fa25bccf455"
+---
+
+# FIN-WP-0006 — consume internal transfer settlement
+
+## Goal
+
+Accept proposed internal transfer charges and credit-state records from
+`resource-control` without taking resource authority or creating a second
+ledger. Recognize internal payments as booked facts joined by
+`financial_fact_id`, `financial_entity_id`, and period.
+
+Origin: `RESOURCE-WP-0005-T07`. Terms live in
+`resource-control/docs/TermsOfResourceProcurement.md`. Outbound shape:
+`resource-control/schemas/settlement-statement.schema.json`.
+
+## Boundaries
+
+- `resource-control` owns transfer-price arithmetic, statements, and
+  consumption mode.
+- `fin-hub` owns booked provider cost, tax, recognized payments, and any
+  later DATEV-facing internal settlement posting.
+- A settlement statement is not booked spend.
+
+## T01 — Join proposed transfer charges
+
+```task
+id: FIN-WP-0006-T01
+status: todo
+priority: high
+state_hub_task_id: "d9618171-b1cb-4df2-bcaf-92eb937e316e"
+```
+
+Document and implement the inbound join for resource-control settlement
+statements. Preserve `financial_entity_id`, `period`, `terms_version`,
+and statement identity. Reject any path that would post the statement as
+a provider invoice.
+
+Done when an inbound fixture can be stored as a referenced projection
+and `exchange_health` shows statements lacking a payment join as a
+visible residual, not as booked cost.