{
  "memo_id": "01K4LOGIN00000000000000001",
  "memo_version": 1,
  "locale": "en",
  "ui_release": "informed-decision@0.4.0",
  "proposed_hat": {
    "id": "hat:finance-controller",
    "label": "Finance Controller",
    "kind": "access_profile",
    "elevates": false,
    "permissions_preview": ["invoice.read", "invoice.export"],
    "scope_id": "tenant:acme"
  },
  "proposed_hat_source": "last_used",
  "available_hats": [
    {
      "id": "hat:finance-controller",
      "label": "Finance Controller",
      "kind": "access_profile",
      "elevates": false,
      "permissions_preview": ["invoice.read", "invoice.export"],
      "scope_id": "tenant:acme"
    },
    {
      "id": "hat:auditor-readonly",
      "label": "Auditor (read-only)",
      "kind": "perspective",
      "elevates": false,
      "permissions_preview": ["invoice.read"],
      "scope_id": "tenant:acme"
    },
    {
      "id": "hat:payroll-admin",
      "label": "Payroll Admin",
      "kind": "role",
      "elevates": true,
      "permissions_preview": ["payroll.run", "employee.export-all"],
      "scope_id": "tenant:acme"
    }
  ],
  "available_scopes": [
    {
      "kind": "tenant",
      "id": "tenant:acme",
      "label": "ACME Corp",
      "environment": "prod",
      "requires_new_bind": true
    },
    {
      "kind": "tenant",
      "id": "tenant:beta",
      "label": "Beta GmbH",
      "environment": "prod",
      "requires_new_bind": true
    }
  ],
  "last_session": {
    "ended_at": "2026-09-08T16:12:00Z",
    "hat_id": "hat:finance-controller",
    "scope_id": "tenant:acme"
  },
  "situation_note": "Last session Tuesday 18:12 CEST as Finance Controller in ACME. Payroll Admin is an elevating hat and needs its own bind."
}