---
entity_slug: bank_economic_resilience_factors
evaluator: null
evaluated_at: '2026-02-23T00:39:36.729594'
overall_score: 2.6
scores:
- name: definition_precision
  value: 2.0
  max_value: 5.0
  rationale: The definition is quite vague and umbrella-like, listing broad categories
    (capital adequacy, liquidity management, risk management) without clearly delineating
    what constitutes "resilience factors" versus the practices themselves. It reads
    more like a modern banking regulatory checklist than a precise conceptual definition.
- name: source_grounding
  value: 2.0
  max_value: 5.0
  rationale: While Smith does discuss banking practices and their effects on stability
    in Book II, Chapter 2, the modern framing of "resilience factors" and specific
    terms like "capital adequacy" and "liquidity management" are anachronistic concepts
    not present in Smith's 18th-century analysis. The entity imposes contemporary
    banking terminology onto Smith's work.
- name: domain_placement
  value: 4.0
  max_value: 5.0
  rationale: The "Regulation" domain assignment is appropriate since Smith does examine
    how banking practices and constraints affect economic stability. However, this
    could also fit within a "Banking Operations" or "Financial Stability" domain if
    those existed.
- name: vsm_relevance
  value: 3.0
  max_value: 5.0
  rationale: This entity has some VSM relevance, potentially mapping to S3 (internal
    regulation/audit) for risk management practices and S4 (intelligence/adaptation)
    for responding to economic shocks. However, the broad, umbrella nature makes precise
    VSM placement difficult.
- name: explanatory_value
  value: 2.0
  max_value: 5.0
  rationale: The entity primarily names surface phenomena rather than illuminating
    underlying mechanisms or structural relations. It doesn't explain how these factors
    actually create resilience or what specific causal relationships Smith identified
    between banking practices and economic stability.
---

# Evaluation: Bank Economic Resilience Factors

## definition_precision — 2.0 / 5.0

The definition is quite vague and umbrella-like, listing broad categories (capital adequacy, liquidity management, risk management) without clearly delineating what constitutes "resilience factors" versus the practices themselves. It reads more like a modern banking regulatory checklist than a precise conceptual definition.

## source_grounding — 2.0 / 5.0

While Smith does discuss banking practices and their effects on stability in Book II, Chapter 2, the modern framing of "resilience factors" and specific terms like "capital adequacy" and "liquidity management" are anachronistic concepts not present in Smith's 18th-century analysis. The entity imposes contemporary banking terminology onto Smith's work.

## domain_placement — 4.0 / 5.0

The "Regulation" domain assignment is appropriate since Smith does examine how banking practices and constraints affect economic stability. However, this could also fit within a "Banking Operations" or "Financial Stability" domain if those existed.

## vsm_relevance — 3.0 / 5.0

This entity has some VSM relevance, potentially mapping to S3 (internal regulation/audit) for risk management practices and S4 (intelligence/adaptation) for responding to economic shocks. However, the broad, umbrella nature makes precise VSM placement difficult.

## explanatory_value — 2.0 / 5.0

The entity primarily names surface phenomena rather than illuminating underlying mechanisms or structural relations. It doesn't explain how these factors actually create resilience or what specific causal relationships Smith identified between banking practices and economic stability.
