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infospace: process book-2-chapter-02

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Extract entities, map to VSM, and synthesize analysis.
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<!-- generated: provider=openrouter model=arcee-ai/trinity-large-preview:free date=2026-02-19 source=book-2-chapter-02 -->
# Bank Public Utility
## Definition
The role of banks in serving the public interest by facilitating commerce, reducing the need for precious metals in circulation, and converting dead stock into productive capital. This utility must be balanced against the risks of bank operations.
## Source Chapter
Book II, Chapter 2
## Context
Smith argues that banks serve a vital public utility by facilitating commerce and making more efficient use of capital. He shows how this utility must be balanced against the need for prudent management and appropriate regulation.
## Economic Domain
General Theory
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