Implements QONTO-WP-0002 (policy-gated Qonto REST service with audit
logging, rate limiting, and credential handling) and the ADHOC-2026-07-21
follow-up (fixture-backed local smoke mode, repo classification metadata).
Marks QONTO-WP-0001/0002 and the ad-hoc workplan finished, and regenerates
WORK-RECORDS.md and the ADHOC workplan's state_hub_workstream_id via
fix-consistency.
Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>
Author INTENT and SCOPE; persist ArchitectureBlueprint under specs/ and MCP
gateway research under research/. Register with State Hub (QONTO-WP- prefix);
seed QONTO-WP-0001 (bootstrap, finished) and QONTO-WP-0002 (Phase 1 REST
policy kernel, ready).
