Add a streamable-HTTP MCP adapter (mcp_server.py, official FastMCP SDK)
mounted at /mcp in the existing FastAPI app, with a combined lifespan so
the MCP session manager starts/stops with the service. Ships one smoke
tool (qonto_ping, no bank call) — real capability tools land in T02.
Prove REST and MCP hit the identical policy path: PolicyEngine.decide()
never branches on request.protocol, verified by a parametrized test.
Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>
Implements QONTO-WP-0002 (policy-gated Qonto REST service with audit
logging, rate limiting, and credential handling) and the ADHOC-2026-07-21
follow-up (fixture-backed local smoke mode, repo classification metadata).
Marks QONTO-WP-0001/0002 and the ad-hoc workplan finished, and regenerates
WORK-RECORDS.md and the ADHOC workplan's state_hub_workstream_id via
fix-consistency.
Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>
