# SCOPE

> Refined after `statehub register` (2026-07-21). Normative intent in
> `INTENT.md`; architecture in `specs/ArchitectureBlueprint.md`.

## One-liner

Policy-governed Qonto domain **REST + MCP** assistant: sole bank-key consumer
and default-deny **no spend / no volume-cost** policy for multi-harness finance
awareness.

## Core idea

All agents and harnesses talk to **this service** for Qonto. None of them hold
the OpenBao bank secret. Policy is enforced here once, not reimplemented per
client.

## In scope

- Dual surfaces: streamable-HTTP MCP and JSON REST with a **shared policy kernel**
- Read capabilities: org/accounts/balances, transactions (bounded), CostRunRate
  hints / snapshot helpers
- OpenBao consumption for `tenants/<tenant>/qonto-api` (dogfood: binky)
- Authn of callers (OIDC / workload identity) and optional flex-auth checks
- Audit metadata (actor, tool, allow/deny) without secret leakage
- Tests for default-deny and spend/volume-cost rejection
- Docs for harness client config (no bank secrets)

## Out of scope (v1 and hard)

- Payments, transfers, SEPA, card operations, invoicing create, plan changes
- Hosting or recommending the hosted Qonto OAuth MCP connector
- DATEV / StB / DUO bookkeeping replacement
- LLM provider routing (llm-connect)
- Agent scheduling (activity-core) or session runtime (agent-harness)
- Generic multi-MCP fleet gateway (may sit *in front* later; not this repo’s job)
- Storing bank credentials outside OpenBao

## Current state

| Artifact | Status |
| --- | --- |
| INTENT / SCOPE / AGENTS | present |
| Architecture blueprint | `specs/ArchitectureBlueprint.md` |
| Research notes | `research/2026-07-21-…` |
| Runtime implementation | not started (see workplans) |
| Upstream custody | live in platform (`binky-qonto-api`, CCR-2026-0008) |

## Getting oriented

1. `INTENT.md` — why / boundaries  
2. `specs/ArchitectureBlueprint.md` — how  
3. `research/2026-07-21-mcp-gateway-and-governed-domain-assistant.md` — why this shape  
4. `workplans/` — what to do next  
5. `AGENTS.md` — State Hub protocol