# qonto-assistant

Policy-governed Qonto domain API and MCP assistant for Binky (and later
multi-tenant dogfood).

**One choke point for bank access across every coding agent and harness.**
Clients never hold the Qonto API key. v1 policy: **read for awareness only —
no spend, no volume-cost actions.**

## Start here

| Doc | What |
| --- | --- |
| [`INTENT.md`](INTENT.md) | Why this exists; boundaries |
| [`specs/ArchitectureBlueprint.md`](specs/ArchitectureBlueprint.md) | Architecture, phases, policy model |
| [`research/2026-07-21-mcp-gateway-and-governed-domain-assistant.md`](research/2026-07-21-mcp-gateway-and-governed-domain-assistant.md) | External + internal research |

## Status

Scaffold + intent + blueprint. Implementation tracked in `workplans/`.

## Related

- OpenBao lane: `tenants/binky/qonto-api` (ops-warden `binky-qonto-api`)
- First pull / CostRunRate: `binky-control` BINKY-WP-0005