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A policy governed qonto domain API and MCP assistant for binky-control.
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.repo-classification.yaml Complete Phase 1: policy kernel, REST service, and local smoke tooling 2026-07-22 21:21:05 +02:00
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README.md

qonto-assistant

Policy-governed Qonto domain API and MCP assistant for Binky (and later multi-tenant dogfood).

One choke point for bank access across every coding agent and harness. Clients never hold the Qonto API key. v1 policy: read for awareness only — no spend, no volume-cost actions.

Start here

Doc What
INTENT.md Why this exists; boundaries
specs/ArchitectureBlueprint.md Architecture, phases, policy model
research/2026-07-21-mcp-gateway-and-governed-domain-assistant.md External + internal research
docs/operator-runbook.md How to run and verify Phase 1

Status

Phase 1 runtime is implemented:

  • Python 3.12 service under src/qonto_assistant/
  • default-deny YAML policy
  • Qonto read-only client (organization, transactions)
  • REST endpoints: /v1/health, /v1/accounts, /v1/transactions, /v1/snapshot
  • audit metadata, rate limiting, concurrency bounds, tests

Phase 2 (MCP surface, workplans/QONTO-WP-0003-mcp-surface.md) is in progress: a streamable-HTTP MCP adapter is mounted at /mcp on the same capability core and policy kernel as REST, with tools qonto_org_summary, qonto_list_transactions, and qonto_cost_run_rate_hints. Client auth is still the REST-style X-Actor-* header convention; real OIDC/workload auth, the shared multi-harness client config snippet, and the finance-qonto-read tool profile are not yet implemented.

Current verification:

  • PYTHONPATH=src ../state-hub/.venv/bin/python -m pytest → 16 passed
  • python3 -m compileall src tests scripts
  • ../state-hub/.venv/bin/python scripts/smoke_rest_api.py --python ../state-hub/.venv/bin/python

Local fixture-backed smoke mode is available through QONTO_FIXTURE_DIR, so the service can be exercised without real Qonto credentials. The smoke path checks both a 31-day recent snapshot and a 90-day recurring-cost snapshot.

Normal local workflow, when toolchain support exists:

make install-dev
make test
make run

Related

  • OpenBao lane: tenants/binky/qonto-api (ops-warden binky-qonto-api)
  • First pull / CostRunRate: binky-control BINKY-WP-0005