diff --git a/argocd/platform-addons/openbao-secretstore/openbao-qonto-assistant.clustersecretstore.yaml b/argocd/platform-addons/openbao-secretstore/openbao-qonto-assistant.clustersecretstore.yaml
new file mode 100644
index 0000000..c556fba
--- /dev/null
+++ b/argocd/platform-addons/openbao-secretstore/openbao-qonto-assistant.clustersecretstore.yaml
@@ -0,0 +1,36 @@
+# DRAFT -- proposed alongside CCR-2026-0009 (status: proposed, not yet
+# approved). Do not apply until CCR-2026-0009 is approved and the underlying
+# OpenBao policy + Kubernetes auth role exist.
+#
+# Mirrors openbao-activity-core.clustersecretstore.yaml's interim pattern:
+# reads from coulombcore OpenBao (https://bao.coulomb.social) via a
+# policy-limited token until railiance01 OpenBao is bootstrapped and a real
+# Kubernetes auth role (external-secrets-qonto-assistant, CCR-2026-0009) is
+# live. Scoped to the tenants mount (matches CCR-2026-0008's mount, not
+# CCR-2026-0003's platform mount) and restricted to the qonto-assistant
+# namespace only via `conditions`.
+#
+# Prereq: Secret external-secrets/openbao-qonto-assistant-eso-token (key:
+# token) with a policy-limited OpenBao token that can read
+# tenants/binky/qonto-api (API_KEY, API_USER) -- see CCR-2026-0009.
+apiVersion: external-secrets.io/v1beta1
+kind: ClusterSecretStore
+metadata:
+  name: openbao-qonto-assistant
+  labels:
+    app.kubernetes.io/part-of: railiance-gitops
+    railiance-platform/component: external-secrets
+spec:
+  provider:
+    vault:
+      server: https://bao.coulomb.social
+      path: tenants
+      version: v2
+      auth:
+        tokenSecretRef:
+          name: openbao-qonto-assistant-eso-token
+          namespace: external-secrets
+          key: token
+  conditions:
+    - namespaces:
+        - qonto-assistant
diff --git a/credential-change-requests/CCR-2026-0009-qonto-assistant-workload-kv-read.yaml b/credential-change-requests/CCR-2026-0009-qonto-assistant-workload-kv-read.yaml
new file mode 100644
index 0000000..9c2aa50
--- /dev/null
+++ b/credential-change-requests/CCR-2026-0009-qonto-assistant-workload-kv-read.yaml
@@ -0,0 +1,121 @@
+id: CCR-2026-0009
+kind: credential-change-request
+schema_version: 1
+request_type: workload-kv-read
+title: qonto-assistant workload access to tenants/binky/qonto-api
+status: proposed
+created: '2026-07-24'
+updated: '2026-07-24'
+requester:
+  agent: claude
+  reason: >-
+    qonto-assistant (QONTO-WP-0004, docs/SecurityPractice.md) needs its own
+    running pod to fetch tenants/binky/qonto-api at cold-start, without
+    reusing the existing human/OIDC admin lane from CCR-2026-0008 (which is
+    scoped to net-kingdom-admins operators, not a workload identity). Mirrors
+    CCR-2026-0003's llm-connect pattern: External Secrets Operator reads the
+    KV path into a namespace-scoped Kubernetes Secret; qonto-assistant's pod
+    consumes the resulting Secret, never the OpenBao token itself.
+review:
+  required: true
+  required_approvers:
+  - platform-operator
+  - binky-tenant-owner
+  comments: []
+target:
+  domain: financials
+  tenant: binky
+  workload: qonto-assistant
+  environment: production
+  purpose: >-
+    Workload (not human/admin) read access to the existing
+    tenants/binky/qonto-api credential so qonto-assistant's own pod can fetch
+    it via External Secrets, matching the isolation profile requested in
+    qonto-assistant/docs/SecurityPractice.md #7 (I1 Reinforced minimum).
+openbao:
+  mount: tenants
+  kv_path: tenants/binky/qonto-api
+  fields:
+  - API_KEY
+  - API_USER
+  policy_name: workload-kv-read-qonto-assistant
+  policy_file: openbao/policies/workload-kv-read-qonto-assistant.hcl
+  auth:
+    method: kubernetes
+    mount: kubernetes
+    role: external-secrets-qonto-assistant
+    bound_claims:
+      service_account_names:
+      - external-secrets
+      service_account_namespaces:
+      - external-secrets
+    bound_claims_confirmed: false
+    policies:
+    - workload-kv-read-qonto-assistant
+    ttl: 15m
+access_frontdoor:
+  type: ops-warden
+  catalog_id: qonto-assistant-workload-kv
+  selector: qonto-assistant workload Qonto API key
+  command: warden access qonto-assistant-workload-kv --fetch API_KEY,API_USER
+  resolvable: false
+  readiness: proposed
+delivery:
+  surface: external-secrets
+  target: >-
+    ExternalSecret to Secret qonto-assistant-qonto-api in the (new, dedicated)
+    qonto-assistant namespace -- see
+    qonto-assistant/deploy/k8s/qonto-assistant/externalsecret.yaml (draft,
+    not yet applied).
+risk:
+  classification: high
+  notes:
+  - Same underlying bank credential as CCR-2026-0008; this CCR does not
+    request a new secret value, only a second, workload-scoped access lane
+    into the existing tenants/binky/qonto-api path.
+  - The Kubernetes auth subject is the External Secrets Operator service
+    account external-secrets/external-secrets, with ClusterSecretStore usage
+    limited to the new qonto-assistant namespace (mirrors CCR-2026-0003's
+    activity-core scoping) -- no other namespace can use this store to read
+    this path.
+  - qonto-assistant's own policy kernel (default-deny, no spend/volume-cost
+    tools) is the downstream control on what the fetched credential is used
+    for; this CCR only governs whether the pod can fetch it at all.
+  - qonto-assistant's deployment isolation profile (namespace, NetworkPolicy,
+    resource limits) should land before or alongside this CCR's approval, not
+    after -- see qonto-assistant/deploy/k8s/qonto-assistant/.
+verification:
+  positive:
+  - An approved qonto-assistant-namespace ExternalSecret can sync fields
+    API_KEY/API_USER to Secret qonto-assistant-qonto-api without printing
+    values.
+  - The qonto-assistant runtime can consume the resulting Kubernetes Secret
+    without exposing values (existing credentials.py env-injection path,
+    unchanged).
+  negative:
+  - A namespace outside the approved ClusterSecretStore condition cannot use
+    this store to read the path.
+  - A service account outside external-secrets/external-secrets cannot
+    authenticate through this OpenBao role.
+  activation_conditions:
+  - qonto-assistant namespace exists (see deploy/k8s/qonto-assistant/namespace.yaml,
+    draft).
+  - Policy and Kubernetes auth role applied with platform-admin/operator
+    authority.
+  - ClusterSecretStore openbao-qonto-assistant applied, scoped to the
+    qonto-assistant namespace only (draft manifest alongside this CCR).
+  - Positive and negative verification recorded with non-secret audit ids or
+    timestamps.
+  evidence: []
+lifecycle:
+  deactivate: Disable ops-warden catalog entry and remove or detach the
+    external-secrets-qonto-assistant auth role policy. Does not affect
+    CCR-2026-0008's separate human/OIDC admin lane.
+  rotate: Shared with CCR-2026-0008 -- rotating the underlying API key in
+    Qonto's dashboard and OpenBao rotates both access lanes simultaneously;
+    no independent rotation exists for this lane alone.
+  compromised: Immediately deactivate this access front door; the underlying
+    key compromise/rotation procedure is CCR-2026-0008's, since both lanes
+    share the same secret value.
+state_hub:
+  workplan_id: QONTO-WP-0004