Completes c7dceee. owner renew accepts settlement and max_runs and writes
policies via as_dict, so unset terms stay out of the file and digest.
Tests cover metered request settlement, reported-cost floor, unfinished
holds, the 6efa9436 reconciliation shape, overrun freeze, and three
attempts within EUR 10 with the fourth refused.
Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>
Assistant: claude-code
Assistant-Model: opus
Assistant-Process: 269692@bnt-lap001
Assistant-Session: 8077e68a-0985-4b41-898c-2dc602b0d6be
