# Monthly technical usage observations After each provider billing period, add `YYYY-MM.json` conforming to `schemas/monthly-resource-observation.schema.json` with `record_type: usage_observation`. These records contain technical and labor observations. Authoritative booked financial actuals come from fin-hub and are referenced during reconciliation rather than copied into a second ledger. Set `forecast_ref` to the forecast file used for the decision. Evidence should identify, without secrets, the provider usage export/invoice, PostgreSQL/CNPG measurement, restore drill, and internal time record. Required proxies are database GB, provider stored GB, WAL GB, restore egress, write/read requests, infrastructure invoice cost, internal labor hours/cost, and total cost. Also capture backup success, maximum observed RPO, and restore RTO when available. Run: ```bash make variance ACTUAL=data/actuals/YYYY-MM.json ```